Gas prices may change daily, but one strategy remains constant: loyalty programs can help you save—if you actually use them. Despite being free and easy to join, many drivers still overlook the value of gas station rewards programs, leaving cents (and sometimes dollars) behind at every pump.
If you’re fueling up regularly, here’s why these programs deserve a spot in your savings strategy—and how to make the most of them.
What Are Gas Station Loyalty Programs?
Loyalty programs are free-to-join memberships offered by gas stations to encourage repeat business. In exchange for signing up, customers can receive perks like cents off per gallon, reward points, and exclusive in-store promotions. Unlike credit card points or promotional coupons, these benefits are built specifically around fuel purchases.
Top programs include:
- Fuel Rewards® at Shell – Offers cents off per gallon with linked credit cards, shopping partners, and in-store purchases.
- Exxon Mobil Rewards+ – Earns points for every gallon and convenience store transaction, redeemable for fuel discounts.
- BPme Rewards – Earn 5 cents off per gallon after every fill-up, plus app-exclusive bonuses.
Each program varies slightly, but most allow you to register online or via a mobile app and use a phone number or digital card to earn rewards instantly.
How Much Can You Actually Save?
Savings vary based on brand and your fueling habits, but here are general estimates:
- Shell Fuel Rewards users typically save 5 to 10 cents per gallon, with higher rewards for linking shopping activity through partners like Dine®.
- Exxon Mobil Rewards+ earns 3 points per gallon and 2 points per dollar spent in-store, with every 100 points worth $1.
- BPme Rewards offers a consistent 5¢ per gallon discount, with bonus deals often tied to app use or multi-gallon purchases.
Assuming you fill up 12 gallons a week, you could easily save $30–$50 per year, without changing your driving routine.
Loyalty Programs Can Be Combined with Other Savings Tools
Most loyalty programs don’t restrict how you pay—meaning you can stack rewards by combining loyalty accounts with gift card payments or credit card rewards.
For example, some drivers choose to earn cashback with a BP virtual card via Fluz, while still scanning their BPme Rewards ID at the pump. Others might use a cashback credit card in conjunction with ExxonMobil’s program.
To start stacking cashback with loyalty, consider downloading a rewards platform like Fluz that supports gas gift cards from brands like Chevron, BP, and Shell.
Tips to Maximize Loyalty Savings
- Always enter your loyalty ID before paying – You won’t earn points retroactively in most programs.
- Check your app for exclusive deals – Some apps offer app-only coupons or bonus discounts for using their payment platforms.
- Link shopping or dining partners – Programs like Shell’s Fuel Rewards offer bonus savings when you spend at affiliated retailers or restaurants.
- Pay attention to promotions – During certain holidays or peak travel seasons, gas stations often offer enhanced rewards or multipliers.
Final Thoughts
Loyalty programs may seem minor, but for anyone who drives regularly, they’re one of the simplest and most reliable ways to cut fuel costs. Whether you’re managing a delivery side hustle or just commuting to work, scanning your rewards ID can lead to real savings over time.
They’re free to join, easy to use, and stackable with other smart savings strategies. Ignoring them? That’s the real cost.
